Home Equity Rates

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All home equity rates disclosed as an Annual Percentage Rate (APR).
All home equity rates effective date Sunday, April 1, 2012.
Best rates quoted. Your rate may vary based on your credit profile, loan-to-value and/or term selected.
Rates subject to change.
Refinances valid only on loans originally financed through other institutions or sources.

Home Equity Line-of-Credit
(Valid on Missouri and Illinois property only)		 APR as low as
Up to 90% loan-to-value. Rate can change quarterly.
Caps:        1% per quarter
Index:       Wall Street Prime + 0.75%*
Floor:        1.50%		 4.00%*

*Change in terms due to a temporary reduction in the margin, effectively reducing the variable interest rate as of January 1, 2009.
APR may vary. Maximum rate is 20.04%. Please read our Home Equity Disclosure and When Your Home is On the Line Disclosure for more details.

Closed End Second Mortgage
(Valid on Missouri and Illinois property only)		 APR as low as
4.99% 

 

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