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The Great Interchange Debate

Credit unions and community banks all across America are warning the public about an amendment (called “the Durbin amendment”) to the Financial Reform Bill currently being pushed through Congress. This amendment would shift the burden of paying what are called “interchange fees,” the payments that support the administrative and anti-fraud expenses, from the retail merchants who accept a debit card to the financial institutions that issues them.

Yesterday was an exciting day for us here at Vantage Credit Union. You might have noticed we launched our new tweetMyMoney service (which you can use via computer or cell phone) to obtain certain types of information about your Vantage account.

Here's a scenario: you need cash and you're in a big hurry.  So, you rush to an ATM, quickly swipe your card, rapid-fire enter your PIN, grab your cash and dash off to your appointment.  But, there's a problem.  During that brief 30 seconds when you conducted your ATM transaction, your card was copied and your PIN recorded.  Thieves can now get into your

In the beginning, there was Creve Coeur…and it was good. That’s right, it all started in the city of Creve Coeur on Old Olive Street Road – your credit union’s first official stand-alone branch office. Since the early 1960s, this branch location served thousands of members living or working in central St. Louis County.

Late Friday, March 20, we learned that the National Credit Union Administration (NCUA), which is our industry's federal agency that oversees credit unions, placed U.S.

In the short time our new web site has been live, we've received a fair amount of feedback in the form of comments to our articles and blogs.  Keep the comments coming -- after all, this site is for you and we value your feedback! 

Sub prime mortgages. Credit swap defaults. Collaterized debt obligations. A “crisis of credit.” All of us have heard the financial jargon in the media, and making sense of it all is not easy.